I began in the high-tech world and because I enjoy a good challenge, seven years ago I shifted into the mortgage planning. I especially like working with loans that are different in some way or present a new opportunity. Stretching one’s knowledge and ability is important in just about any aspect of life. Getting to know my clients and seeing them through to a successful purchase or refi is keeps me smiling every day.

I tend to set my sights high both in and out of the office. I have backpacked across Iceland, learned to speak Mandarin and am into distance bicycling. There are so many things still on my list of things I would love to do, including skydiving from a hot air balloon!

All that to say that within every good challenge is a great opportunity!

Direct Phone: (408) 626-0399
Fax: (408) 558-4412
terryl@apacmortgage.com

DRE # 01854782     NMLS # 323413